Michael Gayle is the Chief Executive Officer of the Cayman Islands National Insurance Company (CINICO). With over forty years of insurance experience, Mr. Gayle has held top executive positions in insurance companies in Jamaica and the Cayman Islands, and has provided consultancy services for insurance companies operating across the Caribbean. He is a Fellow of the Chartered Insurance Institute (FCII) and holds an MBA from Barry University in Florida. Mr. Gayle has served as a director of the Insurance Institute of Jamaica and as President of the Cayman Islands Insurance Association.